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Know Your Plan
Large Employer Fully Insured
Large Employer Self Insured
Small Employer
Individual or Self-Employed
Federal Government Plans
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Medicare and Medicaid

Know Your Rights
Federal Law
Maryland Law

Take Action
Step 1: Know Your Plan
Step 2: Obtain Written Reason for Denial
Step 3: Ask for Help
Step 4: Gather Materials
Step 5: File An Appeal With Your Insurer
Step 6: Exhaust Internal Appeals Processes
Step 7: File a Complaint
Step 8: Ask for a Hearing
In Addition: Advocate for Parity

Health Care Reform

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